Financial Planning

This program is designed to prepare undergraduate students to enter the financial planning profession. The program is a Certified Financial Planner Board of Standards registered program, and students are eligible to sit for the CFP® Exam upon graduation.*

Learning Outcomes

Students will demonstrate the ability to:

  •   Analyze a client’s current financial position
  •   Review a client’s risk management needs
  •   Estimate the current capital and future savings needed to fund goals
  •   Prepare and present recommendations for meeting goals
  •   Consider the impact of income and estate tax law on achieving goals

The Financial Planning concentration has required classes in Financial Planning, Risk Management, Investments, Income Tax, Estate Tax, Retirement Planning, and Financial Plan Development.

This curriculum covers all the major areas of financial planning, including retirement, employee benefits, income tax, estate planning, and risk management. The option is most appropriate for those who intend to enter the financial planning profession as credit counselors, financial advisors, financial planners, wealth managers, or financial product representatives.

Potential Occupations

Financial Planning students are prepared for a number of different careers in business. Internships and volunteer experiences enhance skills and marketability.

Examples of financial-planning-related occupations include, but are not limited to: financial planner, investment advisor, consumer credit counselor, personal banker, investment wholesaler, insurance agent, and trust advisor.

*Certified Financial Planner Board of Standards Inc. owns the certification marks CFP CERTIFIED FINANCIAL PLANNER™ in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

The College of Business requires a minimum grade point average of 2.000 in business and economics courses as a graduation requirement. 

Effective Fall 2020

Freshman
AUCCCredits
BUS 100Introduction to Business 1
BUS 2201Ethics in Contemporary Organizations (GT-AH3)3B3
CIS 200Business Information Systems 3
CO 150College Composition (GT-CO2)1A3
ECON 202Principles of Microeconomics (GT-SS1)3C3
MATH 141Calculus in Management Sciences (GT-MA1)1B3
Biological and Physical Sciences3A4
Arts and Humanities3B3
Electives 8
 Total Credits 31
Sophomore
 
ACT 210Introduction to Financial Accounting 3
ACT 220Introduction to Managerial Accounting 3
BUS 2011Foundations of Sustainable Enterprise 1
BUS 260Social-Ethical-Regulatory Issues in Business 3
BUS 300Business Writing and Communication (GT-CO3)23
ECON 204Principles of Macroeconomics (GT-SS1)3C3
STAT 204Statistics With Business Applications (GT-MA1)1B3
Biological and Physical Sciences3A3
Diversity and Global Awareness3E3
Electives 6
 Total Credits 31
Junior
 
ACT 330Introduction to Taxation 3
CIS 370Business Analytics 3
FIN 3002Principles of Finance4A,4B3
FIN 310Financial Markets and Institutions 3
FIN 320Introduction to Financial Planning 3
FIN 342Risk Management and Insurance 3
FIN 355Principles of Investments 3
MKT 3002Marketing4B3
Historical Perspectives3D3
Electives 3
 Total Credits 30
Senior
 
BUS 479Strategic Management4A,4C3
FIN 440Estate Planning 3
FIN 442Employee Benefits and Retirement Planning 3
FIN 445Financial Plan Development 3
MGT 301Supply Chain Management 3
MGT 320Contemporary Management Principles/Practices 3
Electives3 10
 Total Credits 28
 Program Total Credits: 120

Students are not to utilize the satisfactory/unsatisfactory (S/U) grading option for any Business concentration course (Business and non-Business subject codes) except when a course only allows S/U grading.

Distinctive Requirements for Degree Program:

To Declare this Major: Direct entry as a new freshman or transfer to the College of Business is highly selective and only those students meeting academic requirements will be accepted. For details contact the Office of Admissions.

CSU and the College of Business use holistic review when determining eligibility for admission to the College of Business as a new freshman. An example of a strong candidate for admission to the College of Business is one who is actively involved in their high school and community, has at least a 3.200 GPA with a 1200 or higher on the SAT or a 27 or higher on the ACT. For current admission criteria, contact the CSU Office of Admissions. New freshmen admitted to CSU but not directly to the College of Business will be admitted as “Undeclared Business Interest” and must meet the requirements below. To be eligible for admission to the College, CSU students (including Undeclared Business Interest) must have a 3.000 cumulative GPA on a minimum of 15 graded credits at Colorado State and a grade of B- or higher in ECON 202 and a grade of C- or higher in MATH 141.

External transfer students who have completed a minimum of 15 graded credits with a 3.000 cumulative GPA and a grade of B- or higher in ECON 202 and a grade of C- or higher in MATH 141. External transfer students who do not meet the above criteria will be admitted to Undeclared and must complete the requirements stated above.

To Prepare for First Semester: The Curriculum for the Business Administration-Financial Planning concentration assumes students will be able to successfully complete calculus within the first year.

The College of Business requires a minimum grade point average of 2.000 in business and economics courses as a graduation requirement.

Freshman
Semester 1CriticalRecommendedAUCCCredits
BUS 100Introduction to Business X 1
CO 150College Composition (GT-CO2) X1A3
Arts and Humanities  3B3
Biological and Physical Sciences  3A4
Elective   5
 Total Credits   16
Semester 2CriticalRecommendedAUCCCredits
BUS 220Ethics in Contemporary Organizations (GT-AH3)  3B3
CIS 200Business Information Systems   3
ECON 202Principles of Microeconomics (GT-SS1)X 3C3
MATH 141Calculus in Management Sciences (GT-MA1)X 1B3
Elective   3
BUS 100 and CO 150 must be completed by the end of Semester 2.X   
 Total Credits   15
Sophomore
Semester 3CriticalRecommendedAUCCCredits
ACT 210Introduction to Financial AccountingX  3
BUS 201Foundations of Sustainable Enterprise   1
BUS 300Business Writing and Communication (GT-CO3) X23
ECON 204Principles of Macroeconomics (GT-SS1)  3C3
Biological and Physical Sciences  3A3
Elective   3
 Total Credits   16
Semester 4CriticalRecommendedAUCCCredits
ACT 220Introduction to Managerial AccountingX  3
BUS 260Social-Ethical-Regulatory Issues in Business   3
STAT 204Statistics With Business Applications (GT-MA1)  1B3
Diversity and Global Awareness  3E3
Elective   3
 Total Credits   15
Junior
Semester 5CriticalRecommendedAUCCCredits
CIS 370Business Analytics   3
FIN 300Principles of FinanceX 4A,4B3
FIN 310Financial Markets and InstitutionsX  3
Historical Perspectives  3D3
Electives   3
 Total Credits   15
Semester 6CriticalRecommendedAUCCCredits
ACT 330Introduction to Taxation   3
FIN 320Introduction to Financial Planning   3
FIN 342Risk Management and InsuranceX  3
FIN 355Principles of InvestmentsX  3
MKT 300Marketing X4B3
 Total Credits   15
Senior
Semester 7CriticalRecommendedAUCCCredits
FIN 440Estate PlanningX  3
FIN 442Employee Benefits and Retirement Planning   3
MGT 301Supply Chain ManagementX  3
MGT 320Contemporary Management Principles/PracticesX  3
Elective   3
 Total Credits   15
Semester 8CriticalRecommendedAUCCCredits
BUS 479Strategic ManagementX 4A,4C3
FIN 445Financial Plan DevelopmentX  3
ElectivesX  7
The benchmark courses for the 8th semester are the remaining courses in the entire program of study.X   
 Total Credits   13
 Program Total Credits:   120

A second concentration in International Business may be taken in conjunction with the Financial Planning concentration. Upon graduation, both concentrations will be noted on a student’s official transcript.

Effective Fall 2020

The College of Business requires a minimum grade point average of 2.000 in business and economics courses as a graduation requirement.

Freshman
AUCCCredits
BUS 100Introduction to Business 1
BUS 201Foundations of Sustainable Enterprise 1
CIS 200Business Information Systems 3
CO 150College Composition (GT-CO2)1A3
ECON 202Principles of Microeconomics (GT-SS1)3C3
MATH 141Calculus in Management Sciences (GT-MA1)1B3
Arts and Humanities3B3
Biological and Physical Sciences3A4
Historical Perspectives3D3
Electives 3
 Total Credits 27
Sophomore
 
ACT 210Introduction to Financial Accounting 3
ACT 220Introduction to Managerial Accounting 3
BUS 220Ethics in Contemporary Organizations (GT-AH3)3B3
BUS 260Social-Ethical-Regulatory Issues in Business 3
ECON 204Principles of Macroeconomics (GT-SS1)3C3
FIN 320Introduction to Financial Planning 3
STAT 204Statistics With Business Applications (GT-MA1)1B3
Biological and Physical Sciences3A3
Diversity and Global Awareness3E3
International Business Group 2 - Global Focus 3
 Total Credits 30
Junior
 
ACT 330Introduction to Taxation 3
BUS 300Business Writing and Communication (GT-CO3)23
CIS 370Business Analytics 3
FIN 300Principles of Finance4A,4B3
FIN 310Financial Markets and Institutions 3
FIN 355Principles of Investments 3
FIN 475International Business Finance 3
MGT 320Contemporary Management Principles/Practices 3
MGT 435Global Ethical Leadership Stakeholder Mgmt 3
International Business Group 2 - Global Focus 3
International Business Group 3 - Experiential Learning Requirement 3
 Total Credits 33
Senior
 
BUS 479Strategic Management4A,4C3
FIN 342Risk Management and Insurance 3
FIN 440Estate Planning 3
FIN 442Employee Benefits and Retirement Planning 3
FIN 445Financial Plan Development 3
MGT 301Supply Chain Management 3
MGT 475International Business Management 3
MKT 300Marketing4B3
International Group 1 - Select one course from the following: 3
International Marketing  
Negotiating Globally  
Global Supply Chain Management  
International Business Group 3 - Experiential Learning Requirement 3
 Total Credits 30
 Program Total Credits: 120

Interdisciplinary: International Business Group 2 – Global Focus (6 credits)

Select 6 credits from the following:6
AM 430International Retailing3
ANTH 200Cultures and the Global System (GT-SS3)3
ECON 317Population Economics3
ECON 332/POLS 332International Political Economy3
ECON 440Economics of International Trade and Policy3
ECON 442Economics of International Finance and Policy3
ECON 460Economic Development3
GR 320Cultural Geography3
HIST 470World Environmental History, 1500-Present3
IE 450/SOWK 450International Social Welfare and Development3
IE 470Women and Development3
IE 471Children and Youth in Global Context3
IE 472Education for Global Peace3
IE 478Managing International Development Programs3
JTC 412International Mass Communication3
NRRT 320International Issues-Recreation and Tourism3
POLS 232International Relations (GT-SS1)3
POLS 362Global Environmental Politics3
POLS 431International Law3
POLS 433International Organization3
POLS 437International Security3
POLS 442Environmental Politics in Developing World3
POLS 462Globalization, Sustainability, and Justice3
SOC 364Food, Agriculture and Global Society3
SPCM 434Intercultural Communication3

Immersion: International Business Group 3 – Experiential Learning Requirement (6 credits)

Select at least one from the following:6
Education Abroad experience
Internship with global focus
L*** language course

Students are not to utilize the satisfactory/unsatisfactory (S/U) grading option for any Business concentration course or any Business core course (Business and non-Business subject codes) except when a course only allows S/U grading.

Distinctive Requirements for Degree Program:

To Declare this Major: Direct entry as a new freshman or transfer to the College of Business is highly selective and only those students meeting academic requirements will be accepted. For details contact the Office of Admissions.

CSU and the College of Business use holistic review when determining eligibility for admission to the College of Business as a new freshman. An example of a strong candidate for admission to the College of Business is one who is actively involved in their high school and community, has at least a 3.200 GPA with a 1200 or higher on the SAT or a 27 or higher on the ACT. For current admission criteria, contact the CSU Office of Admissions. New freshmen admitted to CSU but not directly to the College of Business will be admitted as “Undeclared Business Interest” and must meet the requirements below. To be eligible for admission to the College, CSU students (including Undeclared Business Interest) must have a 3.000 cumulative GPA on a minimum of 15 graded credits at Colorado State and a grade of B- or higher in ECON 202 and a grade of C- or higher in MATH 141.

External transfer students who have completed a minimum of 15 graded credits with a 3.000 cumulative GPA and a grade of B- or higher in ECON 202 and a grade of C- or higher in MATH 141. External transfer students who do not meet the above criteria will be admitted to Undeclared and must complete the requirements stated above.

To Prepare for First Semester: The Curriculum for the Business Administration-Financial Planning concentration assumes students will be able to successfully complete calculus within the first year.

The College of Business requires a minimum grade point average of 2.000 in business and economics courses as a graduation requirement.

Freshman
Semester 1CriticalRecommendedAUCCCredits
BUS 100Introduction to Business X 1
BUS 201Foundations of Sustainable Enterprise X 1
CO 150College Composition (GT-CO2) X1A3
Arts and Humanities  3B3
Biological and Physical Sciences  3A4
Electives X 3
 Total Credits   15
Semester 2CriticalRecommendedAUCCCredits
CIS 200Business Information Systems X 3
ECON 202Principles of Microeconomics (GT-SS1)X 3C3
MATH 141Calculus in Management Sciences (GT-MA1) X1B3
Historical Perspectives X3D3
BUS 100 and CO 150 must be completed by the end of Semester 2.X   
 Total Credits   12
Sophomore
Semester 3CriticalRecommendedAUCCCredits
ACT 210Introduction to Financial Accounting X 3
BUS 220Ethics in Contemporary Organizations (GT-AH3) X3B3
ECON 204Principles of Macroeconomics (GT-SS1) X3C3
STAT 204Statistics With Business Applications (GT-MA1) X1B3
Biological and Physical Sciences X3A3
 Total Credits   15
Semester 4CriticalRecommendedAUCCCredits
ACT 220Introduction to Managerial Accounting X 3
BUS 260Social-Ethical-Regulatory Issues in Business X 3
FIN 320Introduction to Financial Planning X 3
Diversity and Global Awareness X3E3
International Business Group 2 - Global Focus X 3
ANTH 200 recommended for International Business Group 2 - Global Focus
    
 Total Credits   15
Junior
Semester 5CriticalRecommendedAUCCCredits
BUS 300Business Writing and Communication (GT-CO3) X23
CIS 370Business Analytics   3
FIN 300Principles of Finance X4A,4B3
FIN 310Financial Markets and Institutions X 3
MGT 435Global Ethical Leadership Stakeholder Mgmt X 3
International Business Group 2 - Global Focus X 3
 Total Credits   18
Semester 6CriticalRecommendedAUCCCredits
ACT 330Introduction to Taxation X 3
FIN 355Principles of Investments X 3
FIN 475International Business Finance X 3
MGT 320Contemporary Management Principles/Practices X 3
International Business Group 3 - Experiential Learning Requirement X 3
 Total Credits   15
Senior
Semester 7CriticalRecommendedAUCCCredits
FIN 342Risk Management and InsuranceX  3
FIN 440Estate PlanningX  3
MGT 301Supply Chain ManagementX  3
MGT 475International Business ManagementX  3
MKT 300MarketingX 4B3
 Total Credits   15
Semester 8CriticalRecommendedAUCCCredits
BUS 479Strategic ManagementX 4A,4C3
FIN 442Employee Benefits and Retirement PlanningX  3
FIN 445Financial Plan DevelopmentX  3
International Business Group 1 - Select one course from the following:X  3
International MarketingX   
Negotiating GloballyX   
Global Supply Chain ManagementX   
International Business Group 3 - Experiential Learning RequirementX  3
The benchmark courses for the 8th semester are the remaining courses in the entire program of study.X   
 Total Credits   15
 Program Total Credits:   120